QWIKCILVER

Computer software applications and programmes for providing stored value card solutions including gift cards, loyalty cards, discount cards, frequency cards, credit cards, mall cards, virtual cards, corporate cards, campus cards and incentives and benefit cards and other variants | Computer software applications and programmes including mobile applications for managing stored value card solutions including issue and redemption of stored value card solutions | Computer software applications and programmes for providing, managing and operating downloadable electronic wallets, monetary transfers, transactions and payment services